When choosing a pension fund, it’s worth comparing the various options. This is demonstrated by the latest Swiss pension fund comparison conducted by the consulting firm Weibel Hess & Partner AG. Providers with semi-autonomous, flexible solutions are the ones gaining the advantage in this dynamic, competitive market. And this is why the offering from Tellco pk PRO comes out on top.

Tellco pk PRO wins the mystery shopping category

For the 18th year running, the renowned Swiss pension fund comparison appeared in the specialist business magazine Finanz und Wirtschaft as well as in the Sonntagszeitung newspaper. The consulting firm analyses various factors of the pension funds, such as capital investments, interest credited, conversion rates, financial ratios and risk and administrative costs. A practical test is also carried out, in which the consulting firm covertly requests offers for various companies and evaluates them. The impressive offering from Tellco pk PRO wins first place for the best risk and administrative premium in the mystery shopping category of the Swiss comparison.

Very low costs per capita with Tellco pk

Tellco pk is one of the leading providers in terms of low risk contributions and administrative costs. As the top collective foundation in the temporary staffing sector, Tellco pk has become very efficient at processing the huge volume of changes that need to be made to its databases. If all persons insured in 2022 are taken into account in the analysis, Tellco pk PRO achieves the second best result within the comparison: “Tellco pk PRO and … also demonstrate efficient management, with CHF 106 and … per capita respectively”, says the exclusive report in the specialist magazine Finanz und Wirtschaft as well as in the Sonntagszeitung newspaper. Investing in digitisation and efficient administrative processes while keeping the focus on personal contact with clients appears to have paid off. This approach has helped to reduce costs by 20% over the past three years.

Tellco pk’s blueprint for success: client growth and dynamic risk management

Tellco pk PRO has been pursuing a risk-optimised investment strategy for many years and has therefore shown steady, healthy growth. The fact that the strategy also fared well in 2022, a difficult investment year, demonstrates that the strategy works, particularly in challenging times. By comparison, Tellco pk achieved its second-best annual performance (YTD) of –5.8% in 2022. Compared to the YTD benchmark of –14.06% (Pictet BVG 25), this constitutes an outstanding result. Key indices and the market as a whole therefore lost more than twice as much as Tellco pk in some cases. Membership figures are also testament to Tellco pk’s success – the 8% growth observed last year is a good indication that clients are happy with the service being provided. Another factor in the semi-autonomous collective foundation’s success is its unusually young age structure, with redistribution restricted to very low levels.

It pays off to tailor solutions to individual needs

What exactly sets Tellco pk apart from its competitors? In short: many years of experience mean this pension expert truly understands the needs of its customers. That’s why Tellco pkPRO offers modern pension solutions with coherent risk tariffs that are cost-effective in terms of administrative costs.

Mystery shopping involves comparing and ranking offers. The risk and administrative cost contributions of the different providers are compared with one another. And the differences are often very significant. This proves it’s certainly worth comparing the options when choosing a pension fund.