At the meeting of the Federal Council on 3 November 2021, the decision was taken to keep the OPA minimum interest rate at 1 per cent.

In a press release issued on Wednesday, 3 November 2021, the Federal Social Insurance Office declared that due to the generally positive developments in the financial markets, coupled with the continuously low interest rates and moderate yield expectations, there are no grounds for reducing or increasing the minimum interest rate for occupational pensions. This means that the interest rate will remain at 1 per cent in 2022.

The reasons for this decision included the following:

  • Continued low returns on government bonds
  • The positive performance of equities, bonds and real estate in 2020 and 2021, despite considerable fluctuations

The OPA minimum interest rate determines the minimum interest rate to be applied to the pension assets of the insured person in the mandatory OPA. It is determined by the Federal Council every autumn.

The most important summarized
  • OPA minimum interest rate remains unchanged
  • Federal Council keeps interest rate at 1 per cent
  • Reasons for the Federal Council’s decision

Read more about the following topics:

Occupational pension SME Companies Pension fund
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